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A Guide To Private Mortgage Insurance In Utah - What Is It And Why Do You Need It

How much is PMI – Private Mortgage Insurance (What you need to know)

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Private Mortgage Insurance For many Utah homeowners, there are additional fees and costs involved with a mortgage which never get taken into consideration. Closing costs. Title search fees. Loan origination costs. And one of the most mysterious costs of all — private mortgage insurance in Utah (or PMI, as it’s more commonly referred to.) Haven’t … Continued
Mortgage Forbearance Alternatives

Mortgage Forbearance Alternatives

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As a seasoned real estate investor in Utah, I know how stressful it can be when you’re behind on mortgage payments or facing financial hardships. Mortgage forbearance is a popular option these days, especially with all the talk about “what is forbearance” and “forbearance agreement” floating around. But let’s be honest, is mortgage forbearance always … Continued
How long can you go without paying property taxes in Utah?

How Long Can You Go Without Paying Property Taxes in Utah?

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How Long Can You Go Without Paying Property Taxes? A home owner can go about five and a half years without paying property taxes in all of the counties in Utah. It is also important to understand how payments are applied to your property taxes once you get behind in your property taxes. “In this … Continued
An older couple sitting on a porch looking at each other.

Can Medicare Take Your House? 2025 Free Guide!

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Are you concerned about whether Medicaid can take your house? It’s a legitimate concern for many people. In this article, we will provide you with comprehensive information on Medicaid and its possible impact on your home. Additionally, we will introduce you to a service that offers a free cash offer on your house in Utah, … Continued
A model house in some people's hands showing a home in a trust.

Should I Put my House in a Trust? Pros and Cons

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Putting a home in trust, or selling a home in trust is a new subject for most. In today’s article I’ll share with you everything you need to know to make the best decision. Trusts are a popular estate planning tool that can provide numerous benefits to those who choose to use them. Whether you’re … Continued
A gavel in a court hearing for judgement liens.

What is a Judgement Lien on a House

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In my experience, if you’re facing judgement liens in Utah, it’s important to understand how it works. In Utah, judgment liens can only be attached to real estate, not personal property. To get a judgment lien, the creditor must record the judgment with the county recorder in any county where the debtor owns property. Once … Continued
How to Avoid Losing Your Home In Bankruptcy Living In Utah

Will I Lose My House if I File Chapter 7? – A 2025 Guide

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Can You File Chapter 7 Bankruptcy & Keep Your House? My legal team and I have seen many people face bankruptcy. These folks are frequently left with more questions than answers. Most people I’ve seen want to avoid losing their home in bankruptcy. I’ve helped many people understand how extensive the damage would be to … Continued
A paper stating Policy of Title Insurance

How Much is Title Insurance in Utah

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Title insurance was estimated to be a $26.5 Billion industry in the US in 2023. But is it necessary? And who pays the cost at closing? I have learned in my career that title insurance in Utah for many is frequently an afterthought when it comes to any real estate transaction. After all, you’re likely … Continued

Can You Sell a House With a Lien on it? A 2025 Guide!

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Selling a house with a lien on it is possible, yes. There are some hoops to jump through but today we’ll help you learn how. Knowing what happens when a lien is placed on your home ahead of time will save you not just time but a lot of frustration when it comes time to … Continued
9 Question and Answers To Understand About Utah Construction Liens

Mechanics Lien Utah (With PDF Forms and Guides)

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As a real estate investor myself, I work with many contractors. As I’ve worked with Utah contractors, a mechanics lien in Utah can be a valuable tool for them to ensure receipt of payment for work rendered. However, like any legal remedy, there are both benefits and drawbacks to using a mechanic’s lien. Here are … Continued