Mortgage Forbearance Alternatives

Mortgage Forbearance Alternatives

As a seasoned real estate investor in Utah, I know how stressful it can be when you’re behind on mortgage payments or facing financial hardships. Mortgage forbearance is a popular option these days, especially with all the talk about “what is forbearance” and “forbearance agreement” floating around. But let’s be honest, is mortgage forbearance always … Continued
An older couple sitting on a porch looking at each other.

Can Medicare Take Your House? 2025 Free Guide!

Are you concerned about whether Medicaid can take your house? It’s a legitimate concern for many people. In this article, we will provide you with comprehensive information on Medicaid and its possible impact on your home. Additionally, we will introduce you to a service that offers a free cash offer on your house in Utah, … Continued
A model house in some people's hands showing a home in a trust.

Should I Put my House in a Trust? Pros and Cons

Putting a home in trust, or selling a home in trust is a new subject for most. In today’s article I’ll share with you everything you need to know to make the best decision. Trusts are a popular estate planning tool that can provide numerous benefits to those who choose to use them. Whether you’re … Continued
A gavel in a court hearing for judgement liens.

What is a Judgement Lien on a House

In my experience, if you’re facing judgement liens in Utah, it’s important to understand how it works. In Utah, judgment liens can only be attached to real estate, not personal property. To get a judgment lien, the creditor must record the judgment with the county recorder in any county where the debtor owns property. Once … Continued
A paper stating Policy of Title Insurance

How Much is Title Insurance in Utah

Title insurance was estimated to be a $26.5 Billion industry in the US in 2023. But is it necessary? And who pays the cost at closing? I have learned in my career that title insurance in Utah for many is frequently an afterthought when it comes to any real estate transaction. After all, you’re likely … Continued
9 Question and Answers To Understand About Utah Construction Liens

Mechanics Lien Utah (With PDF Forms and Guides)

As a real estate investor myself, I work with many contractors. As I’ve worked with Utah contractors, a mechanics lien in Utah can be a valuable tool for them to ensure receipt of payment for work rendered. However, like any legal remedy, there are both benefits and drawbacks to using a mechanic’s lien. Here are … Continued
Who Can Override a Power of Attorney?

Who Can Override a Power of Attorney?

If you’ve ever wondered what happens when a power of attorney (POA) goes sideways, or who has the authority to override it, you’re not alone. Let’s break this down in plain English, Utah-style, so you can understand the ins and outs of POAs, how they work, and who can step in if things go off … Continued

If Someone Sues You Can They Take Your House? The Real TRUTH

Are you worried about the possibility of losing your home due to a lawsuit? The thought of being sued and facing the potential loss of your most valuable asset can be overwhelming, even if you’ve never been through a lawsuit before. Whether you’re dealing with a dispute with a business partner, a personal injury claim, … Continued
A brick 2 story home with a for sale by owner sign in front.

Your Home For Sale by Owner Contract Guide

If you’re a homeowner choosing to sell without using a realtor, properly using a for sale by owner contract can be a burden. After all, you have bigger concerns such as: finding the right buyer and right asking price. Staging your home. Marketing. It’s a process that can take weeks, if not months. Both federal … Continued